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Is it good enough for Mom or Dad?
It is our pledge at National Eldercare Alliance to take care of our members as if they were our own family. If we feel a service or facility wouldn't be worthy for our own parents or family, then we won't recommend them to you either.
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Click Here to Learn more about Long Term Care Insurance
articles
What is a Life Settlement?
Importance of Long-Term Care Insurance
About Medicare
About Medicaid
What is Reverse Mortgages?



ARTICLE : Importance of Long-Term Care Insurance

Insurance is an important tool for protecting yourself against risk. For instance, health insurance pays your doctor and hospital bills if you get sick or injured. But how can you protect yourself against the significant financial risk posed by the potential need for long-term care services, either in a nursing home or in your own home.

Long-term care goes beyond medical care and nursing care to include all the assistance you could need if you ever have a chronic illness of disability that leaves you unable to care for yourself for an extended period of time. You can receive long-term care in a nursing home, assisted living facility, or in your own home. Beyond nursing homes, there is a range of services available in the community to help meet long-term care needs. Visiting nurses, home health aides, home delivered meals, chore services, adult day care centers. Long-term care insurance allows people to pay a known, affordable premium for a policy that to protect them against the cost of many of these services.

For a more complete discussion of long-term care insurance please visit the long term care insurance section of this web page:

Read More About Long-Term Care Insurance
ARTICLES
What is a Life Settlement?
Importance of LTC Insurance
About Medicare
About Medicaid
What is Reverse Mortgages?


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